11 Real-World Tips for College Grads

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While every decision you make when you’re 21 or 22 won’t irrevocably change the course of your life, a few may. On the other hand, being afraid to experiment or afraid to fail may keep you from important experiences. Every now and then we receive advice on the dos and dont’s of life. How do you really survive the life after college though? Here are 11 tips that might just save your life.Chora na hizi.

Live within your means. Living below your means is even better. Don’t get stuck in lifestyle creep.Get a small house if you do not live with your folks. Do not go out of your way to spend on entertainment and leisure activities. Stick ton your budget and never compromise your pocket money or salary for things you do not need.

Save money automatically. You can do it through payroll deduction, automatic withdrawal from your bank account or throwing change in a jar.

Pay your bills on time. Not only is it a good habit, it will help you build credit and avoid exorbitant late fees.

Choose your friends wisely. Don’t hang out with, or even consider dating, people who encourage you to spend your money foolishly. Those kinds of attitudes rub off. The dating part is especially important because you absolutely don’t want to marry someone who doesn’t share your financial values.

Weight the costs vs. benefits before going to graduate school. In some fields, such as education, a master’s degree is a necessity. In others, having a master’s degree grants few career benefits beyond what you learn. You don’t want to accrue additional debt to get a degree that won’t increase your salary. After you’ve been in the workplace several years, you may decide to change direction or your employer may pay your way.

Learn about personal finance and investing. The Internet is exploding with blogs and websites aimed at teaching 20-somethings how to manage their money. Read, learn and think ahead.

Don’t expect to get a job by only filling out online applications. You are more likely to find a job through your college professors, parents, friends of parents and parents of friends, pastors, former babysitting clients and anyone else you know. This could require talking to people on the phone or in person. Just do it.

Clean up your social media profile. It’s the first thing prospective employers will look at. If you don’t already have a LinkedIn profile, create one to highlight skills you’ve gained through your education, your volunteer work or any jobs you’ve had so far. Remember to spell all the words right and don’t trust autocorrect. First impressions are important.

Stay in touch with your college friends and professors. Networking is one of the most important career skills you’ll ever learn, and social media has just made it easier. Decades after you graduate, you may get your dream job from the guy you played poker with as an undergraduate.

Learn to cook and clean. Not only will cooking save you money, but you’ll also be healthier. If you don’t already know how to clean and do laundry, pick up those skills, too. If you’re living at home, it’s an excellent trade for free rent.

Splurge on experiences, not things. This is not the time to buy a new Corvette or a designer wardrobe, even if you just got a wonderful job with a fabulous salary. You’ll never be this free again. Take every opportunity to travel and try new experiences.

 

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