5 Tips for Organizing Your Finances Before During The Holidays


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Thank God it is Friday! Oh, wait it is not; buuuut, it is the last of the week technically thanks to Judas Iscariot. So the long awaited Easter holz are here and before you know it, you will be chucking a couple of notes and coins from your wallet just to have some jolly with your squad or fam. Here are some few tips that will leave ypu with some money even when the holidays are over.


The first thing you would want to look at are your pending expenses. Make sure loans and bills are taken care of. Always pay more than minimum for your bills. It will also pay off in the long run (literally!). Make a simple list…of all of your expected costs and income by hand so that you have a solid, clear idea of your resources.

Go through your past budget

This is probably the least fun money-related task you could do. Going through your budget means facing the harsh reality of what are probably less-than-perfect spending habits. However, it also means becoming aware of where you can improve these habits.

Consider Investing

Before you even chora about buying that botti that will leave you drunk and helpless, think of taking some of your money somewhere else- safe. By safe I mean somewhere that it will grow and multiply instead of draining it all in these Easter shenanigans. Buy shares, put it in your savings account. Do something! Savings account can offer easy access and security of guaranteed capital, returns can be modest.

Track Your Spending

Your budget does no good if you don’t effectively track your spending.By establishing a budget and entering your real expenses, you can easily keep yourself on track. Just be sure to remain diligent. You will  find that if I can tracking  your expenses in real-time is much more effective than if the receipts are lying around for days.

Know when to stop

When your list is finished and you’ve checked it twice, it’s time to stop shopping. Know when you’re finished, and avoid stopping by the mall “just to see what they have” – this can lead to making poorly planned purchases and blowing your budget.You do not have to shop new clothes for Easter. Look deeper into your closet and match something new with something old. No one will know the difference. Know yourself when it comes to pockets. Chora mpango and go to your usual lounge. Do not e extravagant for people who do not care about your financial status.

Useful? Your thoughts?

Happy Easter fam!





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